Mortgage Insurance overview
Mortgage Insurance (also known as Mortgage Reducing Term Assurance - MRTA) ensures your housing loan is paid off if death or total permanent disability occurs. This protects your family from financial burden and prevents the forced sale of your home.
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HDB Owners
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Private Property Buyers
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Couples with Joint Home Loans
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Anyone protecting long-term housing commitments
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Compare Term Insurance Plans
Policy Term Options
10 - 35 years
Riders Option
Critical Care Enhancer Rider (II) Total and Permanent Disability Plus Rider
Discounts
8% Perpetual Discount
What's Unique
1 - 5% Pay less 2 years
Policy Term Options
Coverage 5, 10 and up to 99 with Option for Limited Pay Premium Term of 5,10 till age 65 and 75
Riders Option
TPD Advance Cover Plus, CI Advance Cover Plus IV, MultiPay Critical Illness Cover IV, Early Critical Illness Cover II, Singlife Big 3 Critical Illness Cover, Critical Illness Premium Waiver II, Payer Critical Illness, Premium Waiver II, Payer Premium Waiver Benefit
Discounts
30% Perpetual Discount + First Year $60 discount
What's Unique
Limited Payment Option Add on Multipay CI Rider
Policy Term Options
5,10 or 11 up to age 85 years old
Riders Option
Critical Illness (CI) Accelerator Rider, Early Critical Illness (CI) Accelerator Rider, Protect 1 Lite Rider, Early Critical Illness (CI) Premium Waiver Rider, Premium Waiver Riders, KidAssure GIO Rider
Discounts
40% discount on premium first 3 years
What's Unique
Protect 1 Lite Rider Pays out monthly benefits for 6 years upon the loss of ability to perform any one of the Activities of Daily Living (ADL). KidAssure GIO Rider Covers death, child-related illnesses and provides a hospitalisation benefit. In addition, 80% of premiums paid will be refunded upon the survival of juvenile life assured on the policy anniversary when he/she reaches age 19
Policy Term Options
from 5 years term till age 99
Riders Option
TPD Rider, CI Rider, Total CI Rider, Premium WaiverWaiver
Discounts
35% perpetual discount
What's Unique
The FWD Total CI Rider is an optional add-on to the FWD Future First policy, providing coverage for early, intermediate, and late-stage critical illnesses, including future unknown illnesses through the Future Protect Benefit, along with a Reset Benefit that restores coverage 12 months after a claim.
Policy Term Options
5,10 or 11 up to age 85 years old
Riders Option
Advance Care Rider, Early Care Rider, Enhanced Waiver Rider, Early Waiver Rider
Discounts
25% Discount First Year
What's Unique
i-Assure. Get 100% of your sum assured in the event of Death and Total and Permanent Disability before age 99. Limited Payment Option
