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Family and Social Worker
Hospitalisation Shield Plans (Integrated Shield Plans)
Hospitalisation Integrated Shield Plan overview

Hospitalisation Shield Plans help pay for inpatient treatment, surgeries, and selected outpatient treatments, reducing your out-of-pocket medical bills.

  • Anyone in Singapore (recommended for all citizens and PRs)

  • Individuals choosing private hospital care

  • Families looking for comprehensive coverage

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Compare Term Insurance Plans

Singlife Shield

Annual Limits Public A Ward

Annual Limits Private

Non Panel Doctor Deductible

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$1,000,000

$2,000,000

$1000.00

 More Information

Policy Term Options

Coverage 5, 10 and up to 99 with Option for Limited Pay Premium Term of 5,10 till age 65 and 75

Riders Option

TPD Advance Cover Plus, CI Advance Cover Plus IV, MultiPay Critical Illness Cover IV, Early Critical Illness Cover II, Singlife Big 3 Critical Illness Cover, Critical Illness Premium Waiver II, Payer Critical Illness, Premium Waiver II, Payer Premium Waiver Benefit

Discounts

30% Perpetual Discount

What's Unique

Limited Payment Option Add on Multipay CI Rider

HSBC Term Protector

Annual Limits PublicA Ward

$550,000

Annual Limits PublicA Ward

$2,500,000

Non Panel Doctor Deductible

$1500.00

 More Information

Rider Option 1

Enhanced Care Rider (Cover Deductible and Co Insurance)

Riders Option 2

NA

Maximum Non CDL Limit

$30,000 per month with 5% Co insurance

Maximum CDL Limit

23x MSHL

Income Shield

Annual Limits Public
A Ward

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$500,000

Annual Limits
Private

$1,500,000

Non Panel Doctor Deductible

$2000.00

 More Information

Rider Option 1

Classic Care Rider - You Pay 10% Co insurance (Capped $3,000 Panel Doctor)

Riders Option 2

Deluxe Care Rider - You Pay 5% Co insurance (Capped $3,000 Panel Doctor)

Maximum Non CDL Limit

$15,000 Per Month with 10% Co insurance

Maximum CDL Limit

23x MSHL

Raffles Shield

Annual Limits PublicA Ward

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$600,000

Annual Limits
Private

$1,500,000

Non Panel Doctor Deductible

$0.00

 More Information

Rider Option 1

Key Rider: Cover up to 95% of medical expenses by adding the Key Rider, which replaces your deductible and co-insurance with a 5% co-payment per claim.

Riders Option 2

Premier Rider: The Premier Rider offers additional benefits, including accommodation for an immediate family member, post-hospitalization TCM and home care, emergency outpatient treatment for accidents, and ambulance services.

Maximum Non CDL Limit

$20,000 per annum with co insurance

Maximum CDL Limit

23x MSHL

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Type of Coverage

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