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Retirement and Life Annuity Plan Comparison
Payment Term Options
Coverage 5, 10 and up to 99 with Option for Limited Pay Premium Term of 5,10 till age 65 and 75
Retirement Age Options
TPD Advance Cover Plus, CI Advance Cover Plus IV, MultiPay Critical Illness Cover IV, Early Critical Illness Cover II, Singlife Big 3 Critical Illness Cover, Critical Illness Premium Waiver II, Payer Critical Illness, Premium Waiver II, Payer Premium Waiver Benefit
Payout Structure
30% Perpetual Discount
Protection Benefit
Limited Payment Option Add on Multipay CI Rider
Policy Term Options
Cover up to age 50, 55, 60, 65, 70, 75, 85 or 99 & renewable period of 15, 20, 25, or 30 years
Riders Option
Advance Critical Illness Payout, Early Critical Illness Payout II, Critical Illness Plus Benefit, Super CritiCare Rider, Premium Waiver, Payer PremiumEraser, Advance Total and Permanent Disability Payout II, Personal Accident Benefit, Guaranteed Survival Payout
Discounts
35% Perpetual Discount
What's Unique
Add Super CritiCare Rider - Receive unlimited payouts of up to 600% of sum assured for multiple critical illnesses, including first-in-market coverage for re-diagnosed cancer, recurrent heart attack and stroke at any stag + Guaranteed Survival Payout In the event you outlive the term of the policy, you will get reimbursed with the prevailing sum assured.
Policy Term Options
5,10 or 11 up to age 85 years old
Riders Option
Critical Illness (CI) Accelerator Rider, Early Critical Illness (CI) Accelerator Rider, Protect 1 Lite Rider, Early Critical Illness (CI) Premium Waiver Rider, Premium Waiver Riders, KidAssure GIO Rider
Discounts
40% Discount First 3 years
What's Unique
Protect 1 Lite Rider Pays out monthly benefits for 6 years upon the loss of ability to perform any one of the Activities of Daily Living (ADL). KidAssure GIO Rider Covers death, child-related illnesses and provides a hospitalisation benefit. In addition, 80% of premiums paid will be refunded upon the survival of juvenile life assured on the policy anniversary when he/she reaches age 19.
