

Whole Life Insurance overview
Whole Life Insurance offers lifetime coverage and can accumulate cash value over time. It’s suitable for individuals planning for long-term financial protection with the possibility of savings growth.
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Parents planning legacy protection
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Individuals wanting permanent coverage
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People seeking coverage + savings together
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The Advantage of Choosing Us
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Proven track record of client satisfaction.
Whole Life Insurance Quotation
Premium Term Options
5, 10, 15, 20 & 25 years
Multiplier Options
2, 3 & 5
Existing Promotion
NA
What's Unique
Enjoy Premium Waiver during retrenchment + Holistic CI rider benefits Enjoy coverage for special, mental and juvenile conditions and ICU admission with FWD Early CI Protection Rider. We also cover you for pre-early cancer.
Premium Term Options
5, 10, 15, 20, 25 or 30 years
Multiplier Options
2 - 5x
Existing Promotion
8% Cashback
What's Unique
Early CI benefit rider Get an extra 20% of the rider’s sum insured for major cancer, severe stroke, or heart attack, plus 12 monthly payouts (1% each) for any of 63 severe-stage critical illnesses
Premium Term Options
10, 15, 20, or 25 years, or pay until age 65
Multiplier Options
2x - 5x
Existing Promotion
Get up to 4% Premium Cashback when you purchase Singlife Whole Life Choice with a minimum annualised premium of S$4,000 with more than 10 years premium term.
What's Unique
Unlock bonuses at key life moments Our unique Life Stage Withdrawal Benefit lets you access accumulated reversionary bonuses without surrender charges. Make withdrawals during key life stages.
Premium Term Options
5, 10, 15, 20, 25, 30 years & Up to age 64
Multiplier Options
1x - 5x till age 65, 75 and 80
Existing Promotion
10% Cashback
What's Unique
Get the flexibility to convert a portion of the sum assured of your policy into an annual cash payout from age 50 with Flexi Cash Access[3]. You can also choose your payout duration from as short as 10 years to the age of 100.
Premium Term Options
10,15,20,25 & Pay till age 99
Multiplier Options
1 - 5x
Existing Promotion
10% first year premium discount
What's Unique
Health Advantage Benefit Enjoy upfront premium discounts for the first 2 policy years Continue to enjoy the premium discounts after policy year 2, if you meet health targets









